- Peer to Peer lending platform by friends & family
Ristretto is a Peer to Peer lending platform where debt is backed by friends, family, or people who trust the borrower. Users can have different roles in the platform: Endorsers, Borrowers, or Lenders. This platform can have a high impact on coffee farmers, as most of them have no access to any kind of credit. Typically they are forced to sell their crops at really low prices in order to finance the next crop and keep business flowing. A low-interest, DeFi loan can change their whole operation.
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